Monthly Report · Texas
Texas insurance regulation update, October 2026: affordability actions and appraisal rules ahead
Following the Governor's affordability directive, TDI issued bulletins on price optimization and home discounts, published home and auto declination reasons by ZIP code and proposed a roof age rule. The SB 458 appraisal rules were adopted on 6 November and apply from 1 March 2027.
Niall Crowley · October 12, 2026